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Go out with a bang!Generational wealth or, go out with a bang?
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Go out with a bang!Generational wealth or, go out with a bang?
and shitting your pants!I'm going out the way I came into this world; broke and naked!
1year to go before retirement, will be 62 next year, pension and lifetime medical benefits kick in. Thanks to my wife being the saver we have enough to be comfortable and enjoy our retirement. We are a DINK house and really have no debt. I financed $50k when I bought my 5 and only holding it for 6 months. Did that as a favor to my salesman who was awesome. Consider my 5 as an early retirement gift to me.I learned that from my father when I was young... Been working since I was 13 and paying taxes at 15..... My wife and I are blessed with good jobs and if the market does not keep going down I can retire early.....
Fair enough. I should have read "If you don't deliver this car soon I might not be able to afford it!" more clearly.I get what you're saying. In my case it isn't whether I can afford it! It's whether or not I can justify the purchase!
Btw I don't have a mortgage or any other debt of any kind
I can understand your confusion but the point I was trying to make is that the delay is indeed costing me more money. My trade is worth less. The interest rates are higher than they were just a week ago. I won't be able to drive it home from the dealer on the summer tires so I'll have to hire a flatbed or some other transport. I paid to store another car so I would have a place to put it once it arrives which so far has been unnecessary. Most of these expenses could have been avoided if the car was delivered in a timely manner.I should have read "If you don't deliver this car soon I might not be able to afford it!"
See there are some benefits to getting older! I'm a couple of years behind you1year to go before retirement, will be 62 next year, pension and lifetime medical benefits kick in. Thanks to my wife being the saver we have enough to be comfortable and enjoy our retirement. We are a DINK house and really have no debt. I financed $50k when I bought my 5 and only holding it for 6 months. Did that as a favor to my salesman who was awesome. Consider my 5 as an early retirement gift to me.
I own a 2022 4BW that I was able to buy off the lot for msrp, it wasn't the exact spec I wanted but I am happy with it. I have had a 2023 4BW built to my desired spec on order for the past 6 months but I doubt I will trade for it for some of the reasons you mentioned. Trade value decrease, interest rate increase, 2023 MSRP price increase, etc. I can't really justify paying $10k or more for some upgraded seats and a different color.I can understand your confusion but the point I was trying to make is that the delay is indeed costing me more money. My trade is worth less. The interest rates are higher than they were just a week ago. I won't be able to drive it home from the dealer on the summer tires so I'll have to hire a flatbed or some other transport. I paid to store another car so I would have a place to put it once it arrives which so far has been unnecessary. Most of these expenses could have been avoided if the car was delivered in a timely manor.
With all that being said, I know I am not alone and I was merely venting my frustration.
We have a similar situation. I bought a 5BW at MSRP from my local dealer in June 22, but not the exact spec I wanted. I have a 23 5BW on order in a color I’ve never seen in person and with many items on constraint. It’s going to cost me $20K minimum to do this swap.I own a 2022 4BW that I was able to buy off the lot for msrp, it wasn't the exact spec I wanted but I am happy with it. I have had a 2023 4BW built to my desired spec on order for the past 6 months but I doubt I will trade for it for some of the reasons you mentioned. Trade value decrease, interest rate increase, 2023 MSRP price increase, etc.
I got lucky as hell as I don't care for the C/F pieces, so my build was dead on, however had to pay the upcharge between model years and increased interest rate. I have to say, it was worth the freaking hassle as I love this machine!We have a similar situation. I bought a 5BW at MSRP from my local dealer in June 22, but not the exact spec I wanted. I have a 23 5BW on order in a color I’ve never seen in person and with many items on constraint. It’s going to cost me $20K minimum to do this swap.
The CF exterior parts are not my main issue, as this is easy to remedy. I have the CF backed seats and CCBs which I'm very glad to have. But, what I'm missing is the PDR which cannot be retrofitted (at least that I'm aware of).I got lucky as hell as I don't care for the C/F pieces, so my build was dead on, however had to pay the upcharge between model years and increased interest rate. I have to say, it was worth the freaking hassle as I love this machine!
I'm ok without CF bits but I too considered PDR a must have and after exhaustive search settled on a car without, my only regret regarding my BW and no, retrofit is not an optionThe CF exterior parts are not my main issue, as this is easy to remedy. I have the CF backed seats and CCBs which I'm very glad to have. But, what I'm missing is the PDR which cannot be retrofitted (at least that I'm aware of).
LOLs. That's parody right? Ya I totally wouldn't blame Caddy for their blackhole goat rodeo one bit. I hear all manner of tracking & communications issues for example were the result of space lasers.Felt a similar way as the interest rates kept increasing while my built car was stuck at the factory ether waiting for either a missing piece or for truck/transport availability. But I didn't blame Cadillac!
You should be thanking our leaders and all of their the poor decisions that led us to these rate hikes in the first place (printing money, free money, spend money, print more money, give more free money, spend more money etc.) and that led to the delays in production (lock downs, incentivizing people not to work, etc.). Ultimately, it's not Cadillac's fault that the eonomy has gone to shit and that people are now facing these decisions.
Interesting, can you share the link about the space lasers? I was told that Cadillac just didn't want to talk to any of the guys on this forum... Something about us being to harsh on them.... I cant confirm or deny that they are holding BW's on purpose.... Anyway, Merry Christmas guys!I hear all manner of tracking & communications issues for example were the result of space lasers.
This makes 100% senseI was told that Cadillac just didn't want to talk to any of the guys on this forum...
LOLs. That's parody right? Ya I totally wouldn't blame Caddy for their blackhole goat rodeo one bit. I hear all manner of tracking & communications issues for example were the result of space lasers.
It's good when someone has the back of these poor defenseless billion dollar companies.
First off I don't do politics on the internet! Secondly I don't blame Cadillac for raising interest rates! I blame them for building a car and failing to deliver it! Three months that car has been sitting out in the elements. Subjected to wind, rain, hail, sleet, snow and bird shit! This while other cars are being delivered and those few of us continue to wait! Again I am merely blowing off steam due to my frustration! Not sure why you're so defensive of Cadillac?Nope, I’m dead serious. The OP was complaining about rising interest rates and “affordability”. What does Cadillac have to do with the rate hikes? Sure, Caddy is raising price for 2023 but it’s basically on par with the inflation. Again, inflation not the fault of Caddy.