raptor5244
Seasoned Member
- Joined
- Aug 7, 2022
- Messages
- 906
- Location
- Florida
- V-Series Cadillac(s)?
- 2022 CT4-V Blackwing - 46-381
Lets see. I ordered on June 1st. Order was accepted on Aug 6th. Car was built on September 14th. Here I am more than six months later with no car.
My plan was to put down half and finance the rest. I don't like to deplete my cash on hand savings too much. I'll probably need a new roof in a few years and who knows what else might come up? I am getting older though and that does have some benefit. For example if I don't get the car for another month I'll be fifty nine and a half and I'll be able to draw from my Roth IRA.
That is what I did on my 4BW, put half down and financed the rest. It was hard to stomach going from a 1.84% rate on the ZL1 to a 4.29% on the 4BW but I only financed $29k and will pay it off early.