I don't know how to be confrontational like you. If I was in your shoes on that day, I could certainly refuse all those add ons but not sure I could talk to her in that firm manner. I'd probably be looking at her legs and short skirt and occasionally at her face, while blurting out something like "no I don't want that, and that , and that"Yes, I’ve been through that and it’s the financial person that always tries to get the add ons. I bought my 4 BW last November and as I was signing the papers the cutesy 30 something woman in a short skirt tried her charms to get me to buy extended warranty, wheel and tire protection, paint less dent repair and other crap. I told her, I know you get ranked and evaluated on how many extras you can shill out, but I don’t want any of it and if you bring it up for the fourth time I’m walking out….