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Multi-topic thread on retirement and second car

TDS has infected this thread.
I have a relative that just checked himself into a mental facility over the last election. People, we have laws and checks and balances for good reasons. None of us have the power today to change anything. Instilling fear to others based on your opinions wont fix or help anything either. In the last 8 years both sides have had control. Both sides make all sorts of threats and how often do they follow through with it? Rarely. The ACA, IMO, was probably the most extreme change we've had in the last 25 years. Creating a new tax burden to the country for a small percentage of the population didn't seem fair to the majority.
 
I like talking about cars. And retirement.

My 5BW was bought to be a daily. Then, I started liking it too much and found the excuse of no all-season tires. Now I bought a beater RAM for inclement weather, making the 5BW a great second car. Actually third since the spouse's X3 is daily.

As for retirement... it is brutal with seven older siblings that are starting to retire in mass. Their peer pressure and the positive reflections in this thread has got me running the numbers, hard.
 
TDS has infected this thread.
I have a relative that just checked himself into a mental facility over the last election.
Good that he recognized he needs help. A large part of it are people without a God that make government their religion. They have the fervor of religious extremists. Then when they find out they have been lied to they have a moral crisis. Stop watching and listening to legacy media, there is very little truth to be had there. Always go back to the source data and material to get the information.
 
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Religious freedom also means the freedom not to believe in some silly all powerful being and more importantly not to be ruled by people that do. Like I said, I hope he gets all that he wants and people feel the pain of it. Oh and he will default on the deficit and not raise the debt ceiling. Not that’ll be fun to watch. I think we hit that by early summer.
 
It is hard to think about retirement without thinking about the political climate as well. Like marriage, I plan to retire one time only. Couldn't imagine retiring then having to go back into a work force due to something out of my control.
But now we've added religion into the non political thread. Everyone should believe in something. I believe this thread gonna get closed sooner or later.
 
It is hard to think about retirement without thinking about the political climate as well. Like marriage, I plan to retire one time only. Couldn't imagine retiring then having to go back into a work force due to something out of my control.
But now we've added religion into the non political thread. Everyone should believe in something. I believe this thread gonna get closed sooner or later.
Thankfully, back on topic. To reemphasize what's been said, only retire if you're truly ready. If I had a nickel for every time I saw my former employees retire prematurely, I'd have been able to retire way earlier. Again, don't give up you're salary, benefits and seniority unless you're truly ready.
 
As much as we drifted into politics and religion here, there was no name calling and it was brought up in a mature intelligent manner. People aren't denigrating each other, which is encouraging. I agree that nobody will be changing their minds here, especially two weeks after the election. Those choices were already made.

As for retirement. I found out I won't get the retiree health insurance option until my next birthday. So I now have more thinking to do. I will check and see what the current rates are in the marketplace. But I may wind up having to wait another 7 months. grrrr. I don't like getting up to go to work in the morning. Always hard to get out of bed.
 
As much as we drifted into politics and religion here, there was no name calling and it was brought up in a mature intelligent manner. People aren't denigrating each other, which is encouraging. I agree that nobody will be changing their minds here, especially two weeks after the election. Those choices were already made.

As for retirement. I found out I won't get the retiree health insurance option until my next birthday. So I now have more thinking to do. I will check and see what the current rates are in the marketplace. But I may wind up having to wait another 7 months. grrrr. I don't like getting up to go to work in the morning. Always hard to get out of bed.
I ended up having to wait an additional 2 months for medical benefits. I was just glad to have found out rather than to have had those 2 months with no coverage, just in case.
 

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