I retired 3 years ago from my NY law enforcement career. 28 years was long enough, my wife getting sick and almost dying from an aortic dissection, made my decision to retire even easier. At 50 years old I bought myself my 2014 Dodge Challenger R/T Plus. Modified it into my childhood dream car of a 71' Barracuda. At 10 years old , it just hit 40k miles. Then I bought my 2022 CT5 BW as a retirement gift for myself. There is a saying that....."when you buy yourself a gift, you are rarely disappointed". If I had stayed in the Army flying helicopters for 3 more years, I would have been eligible for a military pension. Oh well, that's prop wash under the skids. If I had stayed, I would have ended up in the Middle East doing young mans work and who knows what would have happened. I am reasonably confident that I made some very wise retirement investment choices over the years. I am 60 now and males in my lineage are lucky if we make it to 75 or 80 years old. Between my police pension, IRA's , Deferred Com Plan and two social security checks (wife's now, mine in 2 years), I will be comfortable living in Long Island until I croak. If I were to sell my home and move out of state to a tax friendly state, I would be living large . My next dream home is someplace not too hot or cold , with at least a 3 car garage , inground pool and very few natural disasters. If you know of this place, please let me know ! NY is very expensive, but everything is here. My financial guy told me that my biggest fear is living a long life and outliving my money ! He is right.
I go to bed at 2am and sleep until 12pm, unless I have something to do. If I woke up early everyday, I would only find a way to spend more money. My friends tell me that i can sleep when I'm dead ! I just love waking up at 6am, realizing that I have nothing really important to do and then going back to sleep for 5 or 6 more hours !