1. Get really good insurance coverage. If you get into even the most minor of a fender bender
there's a good chance your insurance will total the car if there's any damage on or near the battery.
I currently have 250/500/100 with a $1k deductible (and a $1 MM umbrella liability policy) through State Farm. Not the cheapest company out there, but I've been with them 40 years and they pay claims without much hassle.
My agent quoted me $98/month to add the Pure RWD. Not too shabby, when there are horror stories online about annual premiums in the $2k to $3k range.
If I do the thing I might also look at upping my coverage.
2. Consider how long your ownership will really be. Many EV owners find out that when it comes time to replace the battery it's
just cheaper to buy a whole new car.
With all that instant torque, they sure are fun to drive and for many they fit into normal commute or errand patterns, but unless and until battery safety can be improved and battery mass production solved, you probably just want to lease rather than own. My $0.02.
This will be my first-ever lease. I'm not sure about Lucid's long-term prospects, so I want to be able to give it back at the end - or buy it for the residual if I like it enough.
If you're really interested, look at used Air Tourings. 2022s are going for low 60s on AutoTrader.
That's literally what started me down this rabbit hole! I looked at pre-owned out of curiosity, and then looked and new and saw the prices had dropped lot, especially with the new Pure RWD trim, and then I saw the deals for the cars in stock.
The finance guy called me this morning about a Air Touring they have that a deal fell through on. The lease would be like $5k down and $640/month - less than the Pure I was looking at. But the Pure had colors I wanted, and the Touring had worse seats and the execretous glass roof.
I think the Pure RWD is more to my taste. I could feel the weight difference when I drove the Pure after the Touring. I thought I might be imagining it because I had it my head the weight difference was only 200 lbs. I looked it up later and it's 700 lbs!
That said, though, I didn't notice the Touring's weight while driving it. I just noticed ALL THE TORQUES. So I am keeping my mind open. They have a Touring in inventory with the interior I want, and different (but still premium) exterior color, that looks really nice to my eyes. It would cost about $50/month more than the Pure. Trying to decide whether a 3.5s 0-60 time is worth that to me. I might need to go test drive them again. For science.